Scope Zero

CARBON SAVINGS ACCOUNT® AFFORDABILITY

A budget-friendly strategy for employee engagement and corporate sustainability

The Carbon Savings Account® (CSA) integrates financial wellness with sustainability to generate savings across your entire organization. With flexible funding options, streamlined administration, and positive ESG outcomes, the CSA delivers long-term impact for your employees and business.

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Drive company-wide savings

The CSA helps employees cut energy and water use, lowering utility bills while reducing your company’s scope 3 emissions and operating costs.

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Expand choice without increasing budget

Reallocate existing benefits budgets to give purpose-driven employees meaningful, flexible options—no net new budget required.

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Retain talent with mission-aligned benefits

The CSA blends financial and environmental wellness, helping you attract and retain top talent with benefits that align with what today’s workforce values most.

MODERN BENEFITS THAT DO MORE

Engage your workforce with an equitable, mission-aligned benefit

At under $1 per enrolled employee per day, the CSA drives measurable scope 3 emissions reductions, meaningful cost savings, and deeper employee engagement—making it one of the most impactful and cost-effective benefits you can offer.

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Creates measurable impact at under 2% of a typical 401(k) budget
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Saves employees up to $5,000 a year in utility and fuel costs
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Aligns with ESG goals and builds a culture of climate action
CSA vs. 401k Comparison
CSA Creates Benefits Choice
REDUCE BENEFITS COMPLEXITY

Seamlessly integrates with existing reimbursement benefit budgets

Offer the CSA alongside your existing benefits to enhance your benefits package, without adding cost or complexity. By consolidating siloed stipends and reimbursements into one flexible, easy-to-manage benefit, the CSA simplifies administration while giving employees more meaningful choices.

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Consolidates existing benefits and stipends (e.g., LSA, commuter, WFH, EV, wellness)
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Offers employees more choice with a streamlined benefit experience
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Reduces administrative burden and simplifies benefits management
FLEXIBLE CONTRIBUTION STRUCTURES

Maximize impact while minimizing company spending

The CSA is built to flex with your needs, offering multiple program structures to fit your budget and strategy. Choose between our savings or reimbursement frameworks, with the savings model giving employees direct access to funds they can plan around and the reimbursement model encouraging accelerated participation.

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Fits within existing budgets with customizable employer contribution thresholds
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Maintains low program budget with reimbursement framework’s “use-it-or-lose-it” rules
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Drives measurable impact, even with nominal monthly contributions
CSA Savings Framework
Carbon Savings Account analytics
ESG-ALIGNED SPENDING

Direct benefits dollars toward sustainability—and measure the results

The CSA enables companies to intentionally redirect benefit dollars from cash-based stipends toward sustainability efforts, delivering measurable employee-related scope 3 emissions reductions.

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Accurately tracks and reports scope 3 emissions from employee commute
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Directly reduces scope 3 emissions and spend on carbon offsets
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Increases control and predictability over where funds are applied

See how the CSA can reduce your operational costs by engaging employees in sustainability

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