Section 5. Insulation

Insulation is one of the most effective ways to improve a home's building envelope. It slows the transfer of heat through walls, ceilings, floors, and roofs, helping keep warm air inside during the winter and outside during the summer. Better insulation reduces heating and cooling demand, improves indoor comfort, and can lower energy costs throughout the year.

Attic insulation

For many homes, adding attic insulation is one of the most cost-effective building envelope upgrades. Because heat naturally rises, an underinsulated attic allows significant heat loss during the winter and heat gain during the summer. Many older homes have less attic insulation than is recommended by current building codes. Adding insulation to the attic can often reduce heating and cooling costs while improving indoor comfort.

To determine whether attic insulation is needed, an inspection can be performed to see whether insulation levels are low, uneven, or damaged. If ceiling joists are visible, the attic may need additional insulation. Insulation should also be checked for areas that have been compressed, displaced, or affected by moisture.

Common ways to improve attic insulation include:

  • Adding blown-in fiberglass or cellulose insulation over existing insulation
  • Installing additional batt insulation when appropriate
  • Repairing or replacing insulation damaged by moisture

Wall insulation

Wall insulation helps reduce heat transfer through exterior walls and improves comfort throughout the home. However, unlike attic insulation, wall insulation is often more difficult and expensive to retrofit because it is installed inside finished walls.

For existing homes, wall insulation is commonly added during major renovations, siding replacement, or by blowing insulation into wall cavities through small access holes. In new construction, wall insulation can be selected to meet the desired energy performance and local building code requirements.

Choosing insulation

Insulation products are rated using R-value, which measures how well a material resists heat flow. Higher R-values provide greater resistance to heat transfer, although the recommended R-value depends on the home's climate and where the insulation is being installed.

Common insulation materials include fiberglass batts, blown cellulose, spray foam, and rigid foam board. Each has different costs, installation methods, and performance characteristics, making some products better suited for certain applications than others.

Carpets and rugs

While carpets and area rugs are not substitutes for insulation, they can provide an additional insulating layer over floors, particularly above unheated basements, crawl spaces, or concrete slabs. They also reduce drafts and make floors feel warmer underfoot, improving comfort during colder months.

Although the energy savings are generally modest compared with adding insulation to attics or walls, carpets and rugs can be a simple, low-cost way to improve comfort while slightly reducing heat loss through the floor.